How Much Does Bituach Leumi Cost?
Bituach Leumi premiums vary by individual. Many factors are taken into consideration, including income level, age, Oleh status, and which benefits members receive.
In general, employed adults have Bituach Leumi deducted automatically from their salaries. If both spouses work, the one with the higher income pays Bituach Leumi for the entire family. The student rate for Bituach Leumi is only 139 NIS for a student’s entire family. If the wife of a student works, she will have Bituach Leumi fees deducted from her salary in addition to her husband’s student fee. Unemployed members pay approximately 194 NIS per month.
When a child turns 18, separate payments must be made for them depending on the child’s personal status. Foreign citizens must update Bituach Leumi with the child’s new adult visa and set up a payment plan.
How Do I Pay?
When you are first accepted to Bituach Leumi, you will receive a large bill for up to a year retroactively, depending on when your waiting period began. You may pay that bill in any of the ways listed below. Once you pay that bill, your payment schedule will become regular.
At the start of each year, you will receive a Bituach Leumi bill in the mail. The bill is divided into four, each part covering a period of three months. To pay your quarterly bills, choose one of these options:
- Bring the bills to any bank or post office and pay with cash, check or credit card. Some post offices only accept Israeli credit cards.
- Pay the bill by credit card over the phone at *6050. To pay by phone, you will need a PIN code (kod sodi), which can be ordered online, by phone, or at the Bituach Leumi office.
- Set up an automatic payment plan, called hora’at keva. If you do, you will be charged monthly rather than quarterly and will not receive a bill. To do so, take the completed form to your Israeli bank to process.
- Pay your bill online at the Bituach Leumi payment page. Select which payment category you fall under. Note that there is a special category for yeshiva students.
Make sure to pay each quarterly installment by its due date. A delayed payment will result in a reminder in the mail plus interest fees. It may also be subtracted from other benefits, like kitzvat yeladim (child allowance) or dmei leidah (maternity leave).
Bituach Leumi payments must be up-to-date in order to register newborn children and receive compensation for a birth.
If you did not receive your yearly bill, contact Bituach Leumi so that they do not penalize you for delayed payment. Your bill can also be accessed via your online account under גביה. For details, see our guide on Bituach Leumi Registration.